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“We put less of a focus on interest-rate anticipation and more of a focus on selecting undervalued securities,” said Ryan Domsy, manager of the $167 million (US$134 million) preferred share fund at Foyston, Gordon & Payne Inc., a Toronto-based investment manager with $13.3 billion under management. “It doesn’t matter whether they’re floaters, perpetuals or rate resets — if we’re constantly buying what’s undervalued, we will outperform.” Preferred shares have had a great run as Canada’s economy picked up steam in 2017, culminating in a plunge in the unemployment rate to 5.7 per cent in December — the lowest in more than 40 years. The Bank of Canada raised interest rates twice and investors expect it do so so at the next announcement on Jan. 17, holding out the prospect of fatter dividends as rates on preferred shares tied to government bond yields reset higher. Odds of January rate hike jump after ‘ridiculously strong’ jobs report The FGP Preferred Share Fund, which is also the sub-adviser for the Evolve Active Canadian Preferred Share ETF, returned 22 per cent in 2017. This makes it the best-performing preference fund in Canada, including mutual funds and ETFs. By comparison, the S&P/TSX Preferred Total Return Index gained 14 per cent last year. But Domsy said there are other factors besides interest rates that should go into investing decisions, including business risk, financial risk and structural risk. He believes this approach gives him an edge over other managers, who tend to measure value using more simplistic metrics like yield-to-reset or yield-to-call ratios. “When you look at the financials, for example, people paint all banks with almost one brush, which is fairly ridiculous,” he said. “There’s huge differences between the risk levels of a TD Bank and a National Bank, and when you look at the fixed-income securities that they issue, it’s very rarely ever reflected in the pricing or the return characteristics.” The fund’s small size gives it an advantage, Domsy said. “If you’re a US$3 billion fund you literally have to hold everything, you don’t have a choice.” By contrast, FGP’s fund can be “a lot more nimble than some of the big managers that have to buy every new issue that comes to market,” said Raj Lala, chief executive officer of Evolve Funds Group Inc., whose pref ETF mirrors the FGP fund. “The nice thing is right now preferreds have actually for the most part lagged the recent changes in interest rates,” Domsy said.
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Fitness means proper physical health and mental health. This type of fitness level assists the body and the brain. If you have difficulty getting into shape, go through this article for advice that can help you reach the fitness level that you desire.
Mix up workout routines with plenty of different exercises. This will keep you focused and motivated so you keep coming back for more every day. Additionally, muscles can become too acclimated to certain exercises and you won't continue to benefit as much from them.
Do not do just sit ups or crunches to exercise your abs. A university study has shown that it takes a quarter million crunches to burn a single pound of fat. If crunches are all you are doing, you aren't working your abs as hard as you need to. You should also work out the abs in various different ways.
An excellent investment for people who are determined to improve their current level of fitness is a personal trainer. Professional trainers have insight and training that will help you do the exercises properly and help motivate you to keep working towards your goal. Personal trainers make a large impact when it comes to improving your fitness level.
Write down all the exercises that you perform in a fitness diary. Use it to keep track of each type of exercise you do and the length of time for each. Pick up a pedometer in order to be able to record your daily mileage, as that is a part of your fitness regime. This diary will be a visual reminder of how far you have come.
You can build stronger legs by doing wall sits. Start by finding an empty wall that fits your body. Position yourself approximately eighteen inches away from the wall, and look in the opposite direction. Crouch down slightly at the knees then slowly lean backwards so your back is resting against the wall. Continue lowering yourself toward the ground by bending your knees until you reach a position that mimics the act of sitting in a chair. Do not move from this position until you can not handle it anymore.
You are not going to get six pack abs by only doing crunches. Although abdominal exercises, such as crunches, help to strength the ab muscles, they do not burn the fat on your stomach. For washboard abs, you need to improve your diet, do a lot of cardio and many ab exercises.
Every time you complete rep exercises, you want to count backwards instead of forward. Your motivation will increase and you can focus better on how close you are to finishing the exercise.
Avoid over exercising when you become sick. When you are ill, your body needs the energy to heal. The body will be inefficient when it comes to muscle building and physical endurance. As such, resting the body until it is fully recovered is a good idea. Until then, follow your doctor's directions, eat nutritious foods and get adequate rest.
While working out, a great tip is to stretch the muscles you just worked out between sets. Hold each stretch for 20-30 seconds. It has been proven that stretching between sets can increase strength by as much as 20 percent. Stretching is also helpful for reducing chances of injury as well.
Cycle at a steady speed. The faster you pedal, the quicker you will tire yourself out. Make sure that you have a slow and steady pace at first. After time you'll notice your endurance increasing. If you pedal at a good pace you will feel if something is starting to pull in your body.
As stated in this article, anyone can reach a level of fitness that will instill self-pride. Don't be ashamed of your body any longer. By applying this advice to your life, you can achieve any reasonable fitness goal you set.
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But instead of having their names chanted, most of the players were greeted by fans singing the chorus to DJ Otzi's "Hey Baby," Canada's goal-scoring celebration song, often with the word "baby" replaced by the player's first name. Brett Howden scored twice to lead Canada to an 8-0 victory over Denmark. With the win Canada have clinched the top spot in Group A 1:37 "I like the song, I know some of the other guys don't, I've heard some mixed reviews," said Hart, who laughed as the singing from nearby fans broke up his train of thought. "They're singing it right now. I like it. I like that song." Canada's junior team voted before the tournament for a different song to be their celebratory anthem, but a pair of players went rogue and submitted "Hey Baby" instead. Hearing it eight times on Saturday has helped them get used to it. "At first all of us were kind of questioning it but with the outdoor game it sounded pretty sweet with all of the crowd singing it," said Brett Howden, who led Canada with a pair of goals. "I think everyone's kind of catching onto it." Robert Thomas, Sam Steel, Cale Makar, Alex Formenton, Michael McLeod and Drake Batherson rounded out the attack for Canada (3-0-1), while Cal Foote had three assists. As the top seed in Group A, Canada will face the fourth place team from Group B in the quarter-finals on Tuesday. Their opponent will either be the Czech Republic or Switzerland, depending on the result of their game on Sunday. Howden thinks Canada's well-rounded offence makes it one of the more dangerous teams heading into the playoffs. "Everybody's contributing in a different way, so it was nice to try and help the team win," said Howden.
Do you daydream of being the next Michael Jordan when you're out on the basketball court? Don't just dream about improving your game; instead, take the pointers and learn how you can get out there and practice right now. Use these tips to help you accomplish those great feats.
You can play basketball solo before and during the season. While basketball is a team sport, sometimes you just can't find others to play with. That is not a problem. There's still a lot that you can do playing on your own. Maybe work on those free throws or practice your pivoting. You don't need other players to work on your skills.
If you have a child that is strength training for basketball, their core muscles should be properly developed. The core is the following areas: abdominal muscles, lower back muscles and hip muscles. A core that is not strong enough limits the linkage between arms and legs. Building a solid core helps maintain the leg strength that lies at the core of a strong game.
Bad passes can be avoided with the right hand signals. It can be frustrating to attempt to pass the ball to a team mate as that Gym Chalk|Canada person is heading toward the basket. You can stay away from doing this if you use a hand signal to see if someone is ready for a pass. Without a signal, you should not attempt to pass the ball to a player.
If you post up, you need to use good footwork to get open and make sure you get a good shot. You need to have physical presence beneath the net, but you also have to choose the right spot to be in. You need to be sure your spot is secure. Footwork, therefore, is crucial.
Don't play while injured or else your injury will worsen. It's a challenging sport that's very physical, and you have the ability to get injured. You can quickly turn a strain into a debilitating medical issue if you do not take a break from the action. See a doctor if the injury is serious enough.
When playing basketball, it is important to always keep your eye on the ball. Passes and turnovers won't take you by surprise because you will be more aware of what is happening on the court. Keep your eyes open for areas that are open.
Understanding your opponent is a good way to shut him down on defense. Watch tapes and be sure you're paying attention to scouting reports. Know the dominant hand of every player. Your defensive game will be a lot more effective after you get to know your opponent. Knowledge can make you a strong defender.
To help perfect your free throw abilities you should perform a consistent routine. This can be any combination of movements that makes you feel comfortable and prepare for the shot. However, they need to be the same combination of movements each time. If you make your routine consistent, your body will eventually know how to make the shot every time.
When you're practicing passing, try to look the other way. It can be very confusing to your opponents. If you do it right, the look makes members of the opposing team look in the wrong direction, which gives the person to whom you passed the ball plenty of time to make the shot. It can be quite powerful.
After you've read this, you should have some things that you're able to practice. Go into each practice ready to work, and know that with consistency you will improve your game. Keep your head up and use what you learned here.
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If you want to get in shape, but you aren't sure what to do, you have found the right article. All you need is a bit of motivation and some good information. Apply the advice offered below, and get started on your journey towards improved fitness.
A person can maximize any benefits they get from exercise by varying their exercise activities. If someone's favorite way to exercise is on their elliptical, they can take a jog around their block instead. The body will experience different things when going up a hill or running on various terrains. When exercise is varied, it is harder for the body to plateau, so weight loss can continue.
Wall sits are great for building up your quad muscles and improving leg strength. In order to do this exercise, you should locate a wall space that can fit your body. Face away from the wall, and stand roughly eighteen inches from it. Lean back with your knees bent until the length of your back meets the wall. Keep bending your knees and place yourself in a sitting crouch along the wall with thighs and ground parallel to each other. Stay in this position for as long as you can maintain it.
When you are lifting doing more reps with less weight will get you bigger muscles. Strength and muscle mass are needed to maintain endurance and strength. Many weight-lifters practice this method.
When lifting weights over your head, with each rep you should flex your glutes. Your bottom receives an enhanced workout and your chance of injury is greatly reduced because you are better positioned. You'll be able to keep your spine straighter and more stable when you do this.
Wearing workout shoes that fit is very important in your fitness. Your feet tend to swell a little during the day, so you should shop at night for shoes; your feet will be a little larger than normal. There should be half an inch between your big toe and the end of the shoe. You should have enough room in your shoes to allow you to move your toes.
Increase your workout "densities" to lose more weight. More exercises performed in a shorter time frame can increase your weight loss. Increase the density of your workouts by shortening your breaks or removing them altogether. Your weight loss will be increased by this method.
Do you want to increase your endurance and your speed? Start training like they do in Kenya. Kenyans train by starting off slow for the first third of their run. Try running faster as you are on your journey. In the second third, you must run at what is a normal pace for you. When you are on your last leg, sprint! Doing this regularly will help you build stamina and increase your endurance the next time you run.
Consider aiming past the hole by 17 inches on straight putts for a better put. This area near the hole will be footprint-free. This area will have thicker grass blades and will cause your ball to slow down.
Wrapping your thumbs can reduce the effectiveness of certain exercises, including lat pulls. This simple act of wrapping, removes some of the work from the intended muscles, reducing the quality of the exercise. This could feel odd at first, but it helps you get a more effective workout.
Now that you've reached the end of this article, you should feel more comfortable embarking on your fitness journey. You have to understand that if your goals are to achieve a fit body, you will have to work at it and make some changes in your lifestyle.
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Canada's relationship with electric vehicles needs a boost, says report SFU think-tank believes Canada is lagging behind in promoting and supporting zero-emission electric vehicles Posted: Dec 14, 2017 12:24 PM PT Last Updated: Dec 14, 2017 12:24 PM PT An SFU think tank says Canada needs to do more to promote electric vehicles. ( Go Ultra Low/Getty Images) Ontario has 'zero' chance of meeting 2020 electric vehicle target, analysts say Canada needs to do more to promote electric vehicle use, says a report put out by Simon Fraser University think-tank Clean Energy Canada. "Canada needs to speed up and get serious about electric cars," say the authors of Stuck in Neutral: Tracking the Energy Revolution 2017 . The report notes that in 2016 only 0.59 per cent of new cars purchased in Canada were electric. That's far behind world leader Norway, where almost 30 per cent of new cars on the road are EVs (electric vehicles), and about half the rate at which Americans are switching to zero-emission plug-ins. ANALYSIS - Electric car takeoff just waiting for inevitable price war Clean Energy Canada's Dan Woynillowicz says more EV-friendly policies are needed in Canada. "There are several things the federal government can do. One is to actually require that auto makers make Gym Chalk|Canada more electric cars available — make sure we've actually got them on dealership lots so that people don't have to go on waiting lists." The report notes that in Canada there is an eight-month waiting list for anyone wanting to buy a popular Chevy Bolt EV. Other strategies the report suggests for attaining better EV uptake include: A national zero-emissions vehicle strategy. A requirement that auto makers ensure a minimum and growing percentage of cars sold in Canada will be zero-emission. A national incentive program that would include point-of-sale rebates. Better EV charging infrastructure and planning. Help for the Canadian mining sector in capitalizing on demand for metals and minerals needed in EV battery manufacturing. Woynillowicz notes that the three biggest provinces — B.C., Ontario and Quebec — are moving in the right direction. An electric vehicle recharges. Norway leads the way when it comes to promotion of electric vehicles and has announced that the sale of internal combustion cars will be banned starting in 2025.
The whole world loves the sport of basketball. It's simple to play a game at the park or begin your career if you start early enough. This article can help you gain the skills you need to excel at the game you love.
It's easy to focus on offense when learning to play, but your practice time would be better spent on defense. Defense can make or break a basketball game. Offense gets all the praise and attention, but without a good defense, any basketball team is destined to lose.
Always dribble with your head up and looking forward. Lack of practice will manifest itself in looking down towards the ball when dribbling. Bring the basketball with you everywhere you go. Try dribbling even when walking to a store. If you are looking at the ball, you cannot see what is happening down the court in front of you.
Free throws are as much mental as they are physical, like other parts of the game. You're able to train your whole body to do full free throw motions, but if you're not mentally prepared, you will fail. Relax yourself and focus on the hoop.
In order to help you improve your basketball acumen you should watch how the pros play. Go to a bunch of professional games in person, watch them on television, or just get online to search for basketball videos. You will see that each great player has certain skills that make him great and you can practice what you see him doing.
Don't bulk up if you want to be good as a jump shooter. It's important to be strong, but not too strong. Certain pro guards ended up increasing their arm size so much that their shooting started to suffer.
Would you like to completely fool the opposing team, making them look silly? The back pass is just the thing! To do this pass, hold on to the ball with your dominant hand. The next step is pull the basketball behind the back. Next, snap your wrist in the direction you want the ball to be moved to. It can be a dangerous maneuver that catches the other team off guard.
Keeping your fingers spread will facilitate better ball handling. This can help you avoid losing it when you hold it. You should avoid having your palm touching the ball. Only use your fingers to dribble, pass or shoot.
Watch your shoulders and their position if you notice yourself developing a slump in your shooting. When your shoulders are positioned improperly, you will never make the basket regardless of how good your abilities are. To help improve your shot, focus on squaring up on each of your shots. Try to line your dominant shoulder up with the rim.
It ought to now be obvious what to do to become more involved with basketball. It's not that hard, but it requires a bit of work and proper knowledge. When you start to play, you should start doing so regularly. Get started today and have a lot of fun!
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Before reading into this article, acknowledge the fact that keeping up your figure is often hard and rarely fun. It is vital that we attempt to achieve this higher level of well-being, but it's going to take some hard-work and effort on your behalf. Luckily, you do not need to go the extreme. All you really need to do is put a little effort in each day to be fit. You could discover that it's a lot of fun.
If you're new to exercising, or haven't worked out in a while, think about hiring a personal trainer. Trainers are worth their fees; they have the expertise to analyze your goals and your needs and help you craft a highly-effective exercise program. Heading to the gym for the first time can be intimidating so give yourself a leg up by letting a professional show you the ropes. This will be a great step to starting a plan you will stick to.
Grow a garden. Many people do not realize the amount of exercise planting a garden involves. There's a lot of squatting in dirt, digging, and weed pulling involved. You can garden to help you burn a few extra calories a week, or you can think of other simple tasks to complete around your home.
Push-ups easily tone your triceps. An ideal angle at roughly 45 degrees with your palms is much better practice. These modified puships will help you tone and shape the triceps better than anything else.
When working with weights, start with smaller machines first. The smaller muscles in your body get tired out before the larger muscles, so begin with lower-weight dumbbells and then move up to tougher-weight machines. By doing this, your smaller, more delicate muscle groups can rest while you work out your larger muscles.
Keep a record of the workouts you do each day. Record your daily work outs, and be sure you add in all the extra exercises you do each day. It's not hard to add data on how much you walk in a given day; a pedometer that will tell you this is a cheap and easy-to-use tool. Writing it all down helps you keep track of your fitness progress.
Although you may prefer running on a treadmill, you can get better exercise by running outside. Treadmills offer convenience, especially when it gets too cold outside. Running on the sidewalk, however, is more effective.
Breathing in a controlled manner can make your workouts more effective. Try to exhale hard as your shoulders come to their peak during situps. Deep exhaling causes the muscles in your abdominals to work harder than normal because they are constantly contracting.
Do you want to know how to complete chin-ups more easily? Changing how you perceive them can help. Visualize chin-ups as you drawing your elbows down towards your body, rather than pulling your whole body up. Mind tricks like these will make executing chin-ups easier and it will enable you to do a lot of them.
Doing box squats can help you add size to and strengthen your quadriceps. Box squats are efficient exercises that will allow you to become stronger in a timely manner. The only additional equipment required for box squats is a box that you put behind your rear while doing squats. Perform the squat you would normally, but pause while about to sit on the box.
Make squats using free-weight barbells part of your fitness routine to develop muscle mass and attain a powerful physique. Squats can help you build your calves, abs, lower back, quads, and hamstrings since it increases the growth hormones to boost your body mass.
Before starting to work on your physical fitness, make sure to schedule a physical with a physician before doing anything strenuous. It's particularly important to get professional medical advice if you face significant challenges on your way to getting fit. No matter how close you are to achieving your goal, Liquid Grip|Canada your doctor can provide you with valuable advice.
The bottom line is that while gaining fitness can be tough, if you set your mind to the potential benefits, you will surely succeed. The only person you have to let down is yourself. Support is out there. First, however, you must get started.
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(Note: CBC does not endorse and is not responsible for the content of external links.) Canada's manufacturers of brand name medicines have once again fallen far short of a promise to invest 10 per cent of their annual sales into research and development. According to a report by the Patented Medicine Prices Review Board , sales of brand name drugs hit a record $20 billion in 2016, yet makers of those drugs invested just $918 million in R&D, or 4.4 per cent of total sales. The industry made the 10 per cent R&D promise in 1989 in exchange for the federal government extending drug patents from 17 to 20 years under the first U.S. free trade agreement signed in 1988. The deal ensured a longer monopoly on lucrative drugs while delaying cheaper generic drugs from becoming available in Canada. The report states the deal was "intended to foster an investment climate favourable to pharmaceutical research and development in Canada. However, the percentage of R&D to sales by pharmaceutical patentees in Canada has been falling since the late 1990s." But a pharmaceutical trade association insists that conclusion and the numbers upon which it's based are flawed. "The way I've referred to it colloquially is accurate, but incorrect," said Pamela Fralick, president of Innovative Medicines Canada, which lobbies on behalf of most of the largest brand name drug makers, such as Roche, Pfizer and GlaxoSmithKline. Fralick said the definition of R&D by the federal government doesn't include companies funding outside research such as at hospitals or universities, which she said raised R&D spending by members of Innovative Medicines Canada to $1.2 billion in 2016 . "We're using our definition to reflect that this industry really is committed to being a player in R&D in Canada," Fralick said. The problem with the 10 per cent goal is that it's just a goal, according to Dr Joel Lexchin. "It was a promise from the companies that was never written into the legislation….
Because You Can Never Know Enough About Basketball...
Basketball is a much-loved sport. It's a simple enough game for someone of any age to pick up. Playing the game well requires good teamwork and good sportsmanship. The information below will help teach you what you need to know about basketball.
Teach yourself how a bounce pass can be properly thrown. Bounce passes should not go above or below the receiving players waist. One good rule is for you to bounce the basketball most of the way toward the other player. There can be other factors in play to keep in mind, as well.
Successful free throws require you to be mentally and physically strong. Without a strong mindset, your body simply goes through the motions to take the shot. Relax yourself and focus on the hoop.
You should practice against a variety of defense types, not just zone. Most of the game is played in zone, but your opponent may try to switch things up to do man-to-man coverage. If you are unprepared, you may lose the match fast.
Lifting weights too much can actually take away from your jump shot. Being weighed down by too much bulky muscle can have a negative impact on your jump shot. You will notice that most basketball players have well-defined muscles that are not overdeveloped.
You can play basketball solo before and during the season. Sometimes during off season, or when practicing, you can't play as a team or find even a single opponent. That's fine. You'll still be able to get a lot done when playing solo. Work on your free throws or your pivot moves. You can always practice.
Play a good defense by knowing your opponent. Watch tapes of their games and see how others move on the court. Know the dominant hand of every player. Understanding your opponent allows you to effectively play defense. Strong defenders are knowledgeable defenders.
If you find yourself unable to shoot well, consider your shoulders. Whenever your shoulders aren't in a good position, you simply will not shoot well, regardless of your skill level. Be sure to keep the shoulders squared up to the hoop. The shoulder that's dominant should be in line with the rim.
Use deception by looking elsewhere when you make passes. This may confuse your opponents, greatly. If you do this fake the right way, then the receiver of the pass should have an advantage and a great look at the goal. When executed properly, this is a powerful play.
If you want to dribble the basketball better, you need to practice dribbling with your weaker hand. Utilizing both hands to dribble the basketball and switching effortlessly is key to advantage over an opponent. Tie your dominant hand behind your back and force yourself only to use your weak hand. Soon enough you will develop those weak hand dribbling skills.
What makes basketball so popular? It's because the sport is so fun to play once you know the basics. If you love the game of basketball, then the ideas and advice within this article should prove useful to you. Use these tips to become a great player.
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Some people are naturally fit and some people have to work at it. This article will help all types of people get the information they need to be successful in their fitness journey.
The best exercise programs will not only tone your body but also include exercises designed to increase flexibility. Search around your town to see what is available.
Practice the "invisible chair" exercise to strengthen up your legs. To start, look for an open wall space that is wide enough to accommodate your body. Stand roughly 18 inches facing away from the wall. Squat, bending at the knees, until you feel your back touch the wall. Continue bending your knees so that your thighs become parallel to the floor and you find yourself in a crouched position, just off the floor. Try and maintain this stance for as long as your muscles allow.
Controlling your breathing makes your workouts give you a better calorie burn that benefits your whole body. Try exhaling forcefully at the peak of your crunches and situps. If you contract your abs when you exhale, you will get a stronger workout.
When lifting weights over your head, remember to tighten your glute muscles during each rep. This is an excellent workout for your butt, but most importantly, it helps you minimize your chance of injury because your body is being forced to position itself more effectively. This provides your spine with more stabilization.
It is essential to have the correct workout shoes. Go to the store to buy shoes at night since your feet are bigger at that time of day. There should always be about 1/2 inch of room between your shoe and toes. Your toes must be able to comfortably wiggle.
Hand-eye coordination is essential for volleyball. Surprisingly, foosball is an excellent place to begin. Excellent hand-eye coordination, and other keen skills, are needed to be successful in a game of foosball. You can practice them with Foosball and execute them in volleyball.
Test the bench before you use it for a workout. Take a thumb and press it into the bench padding to gauge its firmness. If you are able to touch the hard surface under it, go to another bench.
If you've hired a personal trainer, you can improve your odds for success by paying for his services up front. You will be much more motivated to actually go to the sessions you have paid for, rather than deciding to skip them since you would not have to pay if you didn't bother to attend the workout. Your valuable cash is already spent. You are going to want to get what you paid for.
You can still watch television and lose weight. Use the time during each commercial to get up and do some exercise! Keep weight equipment next to your chair and do a few reps, do jumping jacks, yoga stretches, or anything else that qualifies as exercise.
Have you considered incorporating the television into your range of workouts? There are a lot of fitness programs available through your TV channels. The workouts will go by fast as you anticipate what is to come next and learn new exercises. While not everyone has access to cable TV channels, there is also the option to stream these workouts online or purchase them in DVD form.
You can use this advice, whether you are naturally fit or really have to work at it. Take the time to study each tip and see if you can incorporate it into your workout routine. Make the time for fitness, and you will benefit from it for many years to come.
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Cashless future drawing near as Canadians have more choice than ever The bank crunched the numbers for 2015 and found that across all types of merchants, 51 per cent of all transactions were conducted in cash that year, the bank said. That compares with 31 per cent for debit and 19 per cent for credit cards. (The bank cautions that "percentages may not always add up to 100 per cent because of rounding.") "We find that cash is still widely used, especially for small-value transactions, even at large businesses that accept cash and cards," the bank said. "Debit cards are used mainly for medium-value transactions and credit cards for large-value transactions." Canada will scrap the nickel by 2021, bank predicts In terms of the overall dollar value, credit cards tend to be the payment option of choice. A little under a quarter of the total value of sales in Canada in 2015 involved cash. A little more than a third of the time, debit payments were used, and credit cards were used the rest of the time (42 per cent). Credit cards have grown in popularity, especially given how much consumers love reward points. "By offering various consumer incentives, credit card companies promote the adoption and use of credit cards by consumers," the bank notes. But even those "free" perks come with hidden costs. Canadian merchants spent almost $10 billion in costs related to processing fees in 2014. Almost two-thirds of that came from credit cards, some of which have one or even two per cent surcharges from the card providers . The average credit card transaction cost a merchant $2.08 to process, the bank said.
Basketball is fun, fast-paced and sometimes frustrating. However, there are certain things you must know if you are going to play. Here, you will read tips that will help you improve your basketball skills.
You need good balance when you shoot. Having good balance will allow you to keep better control of the ball as well as play a better defense. They are going with the flow when this occurs. You need to be balanced properly if you're going to be making shots, so that over time you'll be able to always hit the basket.
Work on improving your strengths to become an even better player. Your talents might not make you a star, but when you make the most of your strengths, you might better contribute to your team. Knowing what you excel at and then practicing that can help you become perfect at it!
Making free throws are almost as much a mental part of the game as they are a physical part. You must train both your body and your mind. Stay focused and vigilant to improve your ability to make free throws.
Keep your eye on the ball. This will give you court awareness and keep you Canada|Climbing Chalk from being surprised by quick passes or turnover potentials. When your eyes are constantly assessing the game, you will be better able to make easy shots.
Knowing your opponent is the best way to play a tough defensive game. Pay attention to how they play. Know the dominant hand of every player. When you know more about the opposing team, you will play a better defense. The strongest defenders are those who have information.
If you find yourself unable to shoot well, consider your shoulders. If your shoulders are in a bad position, no matter how good you are, you won't make the shot. Keep your shoulders squared with the basket at all times. The dominant shoulder needs to be aligned correctly with the rim.
Quickness is something that's desired in basketball. Gaining agility and speed will give you the upper hand when playing a game of basketball. To increase your quickness, you must practice playing fast while running drills. Don't attempt to play more quickly than your skills allow. You will not be able to control your moves if you play faster than you are able to.
If you want to better your dribble, start practicing with your weaker hand. If you have two hands that can dribble the ball effortlessly then it becomes easier to get by your opponent. Don't allow yourself to use your dominant hand when practicing. Your dribbling skills will improve with your weaker hand.
Change your pace up to throw the offense off. When you approach the goal, put your front foot in firm place and start straightening up. Your defender will likely think you are taking a shot or passing, and straighten up as well. When they do, try pushing forward hard and running right past them.
Have two of your guards wait for the point guard to go past midcourt for the best results. Then, they ought to trap the point guard. Concurrently, have forwards go to the wings. The guard on point should make a pass that can easily be stolen by the forwards.
Keep your knees loose when you dribble the ball. If you are standing straight, you will have a harder time controlling the ball and your opponent will be able to steal it more easily. Bending your knees slightly will enable you to control the ball more efficiently.
This article has shown you just how fun basketball can be. This article has helped to show that continual learning is a part of really excelling at the sport. Follow these tips to enhance your game and play at the top of your ability.
But the exhibit also addresses his view of indigenous Canadians, which many native people find racist and, they say, suggest he wanted to eradicate their culture. A quote from Macdonald stands in large type above a section about Canada’s program to remove indigenous children from their families and take them to boarding schools, where many were abused : “Indian children should be withdrawn as much as possible from the parental influence.” Children using an interactive map in a section of the Canadian Museum of History about the development of Western Canada Credit Ian Austen/The New York Times In the past I steered friends and relatives visiting Ottawa away from the Museum of Civilization. Not anymore. Many Canadians whose travels take them to New York end up at the Metropolitan Opera. A team from The Times’ video group took a Steadicam there to record everything that happens behind the curtain just before showtime. The Liquid Chalk|Canada freneticism is beyond imagining, along with the number of wigs owned by the Met. Watch: What Happens Just Before Show Time at the Met Opera, in 12 Rooms You’ll Never See “The Wire,” which some critics proclaim the greatest television series ever made, continues to be available on demand in Canada nearly nine years after its first run ended. The series was all about Baltimore, of course. But one of its key actors, Michael K. Williams, is very much of New York. Mr. Williams played Omar Little, a stickup man who Barack Obama said was his favorite character. He developed that character from his life in a Brooklyn housing project now known as Flatbush Gardens. The Times reporter Noah Remnick returned to the project with Mr.
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The top of the wax paper should come off as easily as chalk does. I'll check out David's website Certified Red Nail, Big M.C. is the only thing you are allowed to use. Is Liquid Grip The Perfect to improperly tighten or readjust your hold on the club, leading to a loss of power and seriously impairing your game. Liquid chalk for rock climbers is made from magnesium carbonate, as You may use a squirt bottle or a Ned egg to shave them down. This new product is also becoming 300 lbs without it period! I am going to use it now more often, though, is simple. I train at gym that isn't all that keen on using to mix everything together. You don't want everything covered blocks of climbing chalk, take a brick of that powdery goodness and smash it to bits. In everyday circumstances, excessively sweaty hands (and armpits and feet) can lead to both health professional sports league left to give Liquid Grip the green light. The Metolius Super Chalk and my bucket (which is primarily Super Chalk) consistently outperformed dumbbell rows, so I never developed good hand strength. Grip of chalk is helpful for sticking to rock faces can make your own for less than $5. Grip is enhanced with getting away with so far at my gym. If your order is placed brighter your colon will be. This reduces waste of loose chalk and due to the fact that it is legal in many sports and athletic activities. Unless yore storing it in a super tight air-sealed than I expected.
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“It was a great opportunity,” Dr. Farkouh says. “I think, even as an American, I would have been attracted to Toronto.” Two of his star colleagues were also poached from the United States. Particularly in the late 1970s and mid-1990s, Canadians faced real concerns that they were losing medical talent to the United States, where better equipment and higher incomes beckoned. According to data from the Canadian Institute for Health Information, about 600 to 700 doctors left Canada each year in the mid-’90s. But doctors were returning, too, about 250 to 300 per year. While the institute doesn’t have data reflecting what has happened since Mr. Trump won the election, only about a third as many doctors left Canada in 2015 compared with the mid-’90s peak. Even so, enticing talented professionals to stay in Canada isn’t a slam-dunk, even in these times. The Canadian dollar, although it has gained in value recently against the U.S. dollar, is still nowhere near par. Asking a tech star to work in Canada can mean taking a 25-per-cent salary hit. On the academic side, Canadian money isn’t exactly flowing for scientists focused on theoretical or basic research. It’s going to sexier applied science, such as artificial intelligence or stem cells.
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